Stop Procrastinating Today

Put Your Money Where Your Goals Are

OwnGoal combines todo lists with financial motivation. Complete your tasks and get rewarded. Miss them and lose money. It's the accountability partner that actually works.

🚀 Start Your First Goal

No credit card required

Secure & private

$50

Reward Earned!

$25

At Risk

How OwnGoal Works

Simple, effective, and scientifically-backed. Here's how we turn your procrastination into motivation.

1. Set Your Goal

Create a todo item and attach money to it. The more important the task, the higher the stakes.

2. Set Deadline

Choose a realistic deadline. The clock starts ticking, creating healthy pressure to act.

3. Win or Lose

Complete on time? Get your money back plus a bonus. Miss it? Your money goes to charity or a friend.

The Psychology Behind It

Loss aversion is one of the strongest human motivators. When your own money is on the line, procrastination becomes too expensive to afford.

Powerful Features

Everything you need to turn procrastination into productivity and achieve your goals.

Financial Stakes

Put real money behind your commitments. The higher the stakes, the stronger your motivation.

Smart Reminders

Get timely notifications that remind you what's at stake. Never miss another deadline.

Multiple Consequences

Choose where your money goes if you fail: charity, a friend, or simply burned.

Progress Tracking

Monitor your success rate, earnings, and losses. See your productivity transform over time.

Bonus Rewards

Complete tasks early or maintain streaks to earn bonus rewards on top of your stake.

Social Accountability

Share goals with friends who can verify completion and receive your money if you fail.

Why OwnGoal Gets Results

Traditional todo apps rely on willpower alone. OwnGoal adds financial consequences, making procrastination expensive and success profitable.

87% Higher Completion Rate

Users complete 87% more tasks compared to traditional todo apps.

Break Procrastination Cycles

Financial stakes interrupt the procrastination habit loop effectively.

Build Lasting Habits

Success reinforcement creates positive feedback loops for long-term change.

Increase Focus

Knowing money is at stake dramatically improves concentration and urgency.

Productive workspace with organized planning

↗ 87%

Task Completion

$1,247

Avg. Earned

What Our Users Say

Real people, real results, real accountability.

★★★★★

"I've tried every productivity app out there. OwnGoal is the first one that actually changed my behavior. Putting money on the line makes all the difference."

Sarah Chen

Product Manager

★★★★★

"Lost $100 in my first week by missing deadlines. Never happened again! Now I'm completing 95% of my goals and earning bonus rewards."

Mike Rodriguez

Entrepreneur

★★★★★

"Finally broke my procrastination habit after years of struggling. The accountability system is genius - it actually works!"

Jessica Park

UX Designer

Ready to Stop Procrastinating?

Join thousands of users who've transformed their productivity with financial accountability. Your first goal is free - what do you have to lose?

Coming Soon!

OwnGoal is currently in development. Follow us on social media for updates on our launch.

🚀 Contact Us

Reach out to learn more about early access opportunities.

Free first goal

iOS & Android apps

Bank-level security